Alison, a self-employed writer, loves being her own boss. But when she started her business a few years ago, she had to jump through a lot more health insurance hoops than she anticipated. She has a pre-existing condition that led to her being denied coverage by private insurance companies, so after her COBRA coverage from her last full-time job ran out, the only health plan she could find had a premium of $550 a month — a hefty expense for a new entrepreneur. "I've had to really tighten my belt to pay my premiums each month," Alison says. "The plan is great, but I don't use it much, so I feel like I'm throwing away my premium money."
Through MNsure, Alison found a health plan with a monthly premium of $221. (For those keeping track, that's a savings of $329 each month.) Her plan also features a reimbursement for her health club membership, an annual eye exam, and an HSA, which will allow her to take advantage of pre-tax savings as part of her business. "I'm looking forward to having the extra cash so I can continue to invest in my health in other ways, like buying organic foods, maintaining a gym membership and using holistic practitioners who aren't part of my coverage."
"I'm so happy with my choice," Alison says. "Being denied health insurance is a very scary thing. I'm thrilled for the many, many people who will finally have peace of mind because they know their loved ones are insured. It's about time!"
Help us spread the good news about Obamacare and MNsure! Email us your enrollment story at firstname.lastname@example.org.
And if you or someone you know needs assistance navigating MNsure and the enrollment process, check out one of Planned Parenthood's upcoming enrollment events or get in touch via email@example.com or 1.800.230.PLAN.
The enrollment deadline for coverage to start on January 1 is December 23.
EMILY SHAFTEL, COMMUNICATIONS SPECIALIST